Business Notes

Life and Insurance Go On, Despite Government Shutdowns

By MARIA SCANDALE | Jan 24, 2018

On Monday as the government shutdown clogged business, there was a fear that no real estate closings would go forward, as the National Flood Insurance Program lapses during a shutdown. However, that need not be the case, in the event that another budget stalemate occurs three weeks from now.

The Van Dyk Group has several insurance policies that can be written and closed upon without government intervention, the company announced before the stopgap bill to end the government shutdown passed Congress later on Jan. 22. It exclusively offers private flood insurance that meets all provisions required by the federal Flood Insurance Act, notes the website

In a letter to employees, Jeff Wyrsch, The Van Dyk Group vice president of personal insurance, reminded that they can assure customers of the private insurance option.

“We still have you covered with our Private Flood Insurance programs. Regardless of the circumstances, we have Private Flood products that will work for your customers,” he said. “There is no need to delay Real Estate closings, or to leave people without the protection of Flood Insurance.”

On Tuesday, Jan. 23, government offices were back open, but speculation remained on whether all parties will settle differences before the stopgap measure expires in three weeks.

Those who want more information may call the Insurance Service Center of The Van Dyk Group at 800-222-0131.

Some of the options that The Van Dyk Group can now offer through the private insurance coverage include: lower fees for flexible pricing, building coverage of up to $1 million, multiple deductible options and multiple discounts, and coverage of expenses if displaced due to a flood.

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This is a winter of renovations on LBI. Changes are underway inside Scojo’s Restaurant in Surf City, How You Brewin’ in Barnegat Light, and others.

Spring is the time of the big reveal for some of these projects. Details weren’t forthcoming, just the teasers on social media telling customers to watch for new looks in time for the warm season.

Scojo’s Family Restaurant and Catering has been temporarily closed since Jan. 3. Owners said on Facebook, “Santa brought us something we truly wanted – renovations for our 20th Year! We will update our progress here and look forward to showing you, our loyal customers, the end result.”

The north end location of How You Brewin’? at Viking Village in Barnegat Light (not the Surf City location) is also getting changes. The store is “getting some much needed extra elbow room,” owners Dan and Lori Malay told Facebook followers. The page will be updated with pictures of progress.

March 30 is the date of the reopening of the Barnegat Light location, which is seasonal – Good Friday through Thanksgiving. However, the Surf City location is open year ’round every day but Christmas.

A photo of the shop shows work in progress, and the owners assured followers, “A portion of the porch will be re-created on the front of the addition.”

Down Long Beach Boulevard, construction at The Sandbox Café’s Surf City location is not commercial, but residential. The second floor is being renovated to make a year-round home for the owners. The restaurant at 1403 Long Beach Blvd. is the second location of The Sandbox Café, whose original address is a busy spot at 2604 Long Beach Blvd. in Ship Bottom.

March 31 is listed as the opening date for The Sandbox’s 2018 season at the Surf City location.

The Sandbox Café is a Trip Advisor Award of Excellence Winner 2013-2014-2015-2016; a Best Breakfast Winner by Ocean in 2014; and a home of Best Deep Dish Pancake, according to Jersey Shore magazine in 2014.  

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